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Author: Sharie Schnell

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Freedom First Pathway is a program that incorporates advisory services offered through FAI Advisors, Inc., dba Financial Architects,  a Registered Investment Advisor. Registration does not imply a certain level of skill or training. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. All investments involve risk and unless otherwise stated, are not guaranteed. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities. FAI Advisors, Inc., dba, Financial Architects, does not provide tax or legal advice. Empowering Futures is not an investment advisor, but is a separate company affiliated through some common ownership. (Please see links to our ADV and CRS for more information). Any comments regarding protection of wealth refer only to fixed insurance products and not to securities. Fixed insurance and annuity products are not designed for short-term investments, may be subject to caps, restrictions, fees and surrender charges as described in the contract, and are backed by the claims paying ability of the issuer.

Kaltz Coulombe PLLC (“Kaltz Coulombe”) is a Michigan professional limited liability company providing legal services to clients in jurisdictions where its lawyers are properly licensed. Nothing on this site is intended as, or should be construed as, legal advice, nor does viewing this site or contacting Freedom-First Pathway or Kaltz Coulombe create an attorney-client relationship. Any engagement for legal services will be governed by a separate written agreement with Kaltz Coulombe. You should not act or refrain from acting based on information contained here without seeking advice from qualified legal counsel licensed in your jurisdiction

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